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Why we recommend it
IDFC FIRST Bank Credit Card (Lifetime Free) – apply online through our link. Key features: Lifetime free – no joining or annual fee; Up to 10X reward points; Reward points that don't expire.
Good for: Everyday spenders who want rewards that never expire, with zero annual fee.
Fees, offers and eligibility are set by the bank and can change – check the latest terms on the application page before you apply.